What to Know About the SR22 Insurance Requirement
What to Know About the SR22 Insurance Requirement
Blog Article
If you've recently been told you need an SR22 filing, you might be feeling overwhelmed. While it may sound like a technical type of insurance policy, an SR22 is actually a document filed with your state mandated by the state in various circumstances. Let’s look into what SR22 insurance is, who needs it, how it works, and why working with a reliable agency is essential.
SR22 Insurance Explained
Despite the name, an SR22 is not a standalone insurance type. It’s a certificate that your insurance copyright files with the state to prove that you have the state-required coverage by law. You can think of it as a guarantee from your insurer that you’re insured while driving.
SR22 Requirement: Who Qualifies?
You might be required to carry an SR22 if you’ve been involved in specific traffic-related offenses, such as:
• DUI or DWI convictions
• Hazardous driving
• Operating a vehicle without insurance
• Numerous infractions
• Driver’s license issues
The SR22 requirement is often part of the reinstatement process for your copyright after such infractions.
How Long Do You Keep SR22?
The length of time you need to maintain SR22 coverage is set by your DMV, but in most cases, it’s required for three years. It’s crucial to keep the policy active during this time. If it is dropped, your insurer must notify the state, which could result in another license suspension.
SR22 Cost Breakdown
The cost of filing an SR22 form is usually minimal—typically between $15 and $50. However, your monthly fees may rise depending on your driving history and the reason for the SR22. Drivers with prior offenses often face more expensive policies, so it’s smart to compare quotes from different companies.
How Do You File for SR22?
Follow these steps to obtain SR22 insurance:
1. Get in touch with your insurance provider and inform them you need an SR22.
2. Adjust or begin your auto insurance policy to meet state legal requirements.
3. Your insurer will submit the certificate with the state.
4. You’ll receive confirmation once the state has accepted the filing.
Some companies don’t provide SR22 filings, so it’s wise to work with one that specializes in the process.
Finding a Trusted SR22 Insurance Company
Not all insurance companies support SR22 filings, so it’s best to go with a provider that focuses on these cases. They’ll help you remain in good standing, maintain your coverage, and possibly reduce your costs even with a problematic driving history.
If you're looking for a reliable SR22 insurance provider in Fort Lauderdale, here’s a highly recommended option:
Name: SR22 Direct of Fort Lauderdale
Address: 3511 sr22 insurance W Commercial Blvd, Fort Lauderdale, FL 33309
Phone: (954) 947-0494
Website: https://sr22direct.com/locations/fort-lauderdale-sr22-insurance/
SR22 Direct of Fort Lauderdale provides fast, affordable, and reliable SR22 filings for drivers who need to reinstate their license. Let their experienced team work with you every step of the way.